Introduction It’s no longer news that consumers of today are increasingly tired of being sold to. In 2019, nearly 25.8% of internet users in the United States used an ad blocker, according to Statista. Consumers don’t want brands to treat them as numbers on a list or dollars on the Read more
Everything you Need to Know about Capital Gains Tax While capital gains tax is simpler than income tax, we tend to pay less attention to it. However, it is impossible to achieve tax efficiency without a clear understanding of the intricacies of capital gains tax. They may not constitute a Read more
How to Reduce Your Tax Liability with Tax Reliefs April 15 of every year is not a day many of us look forward to. Even though we know the importance of taxes to the economy, we don’t like paying it. However, tax reliefs provide great opportunities to reduce our tax Read more
Take a moment to think back to the days you were sitting in your first Economics class in high school. It probably started with a definition of Economics and an explanation of concepts such as scarcity, resources, opportunity cost, among others. Three or four classes in and you probably began Read more
Below are my favourite personal finance week for this week. Enjoy. Is Stock Diversification Actually Important for Your Investment Portfolio To diversify or not, that is the question. The topic of diversification is one that divides opinions among well-respected financial experts and successful investors. On the one hand are those Read more
Introduction One of the dreaded days in the calendar for many people is April 15. Many refer to it as the ‘tax day.’ April 15 is the due date for individuals, businesses, and charitable organizations to file their tax returns with the Internal Revenue Service (IRS). N.B: If April 15 Read more
A Quick Introduction to Income Taxes Introduction ‘Why is my income less than the figure on my employment letter?’ Perhaps you asked this question when you got your first paycheck. Many people are left wondering when they received their first paycheck. The reason for the difference is simple – income Read more
Below are my favourite personal finance content for the outgoing week. 6 Ways to Prevent Emotional Investing That Can Devastate Your Returns Nothing burns the hands of an investor more than investing with emotions. We all know about the greed-fear cycle. We sell out of fear when everyone is selling Read more
Below are my favourite personal finance content for the outgoing week. Domino’s Stock is Better than FAANG stocks. The FAANG stocks (Facebook, Amazon, Apple, Netflix, and Google) are well known among investors for their incredible growth rate. Over the past five years, these stocks have grown 150%, 193%, 500%, 360%, Read more
Introduction In this quarter, we have been looking at the topic of retirement and the various financial decisions you have to make in preparation for retirement. Retirement is a crucial period of life, and you cannot prepare too much for it. In this final article, we move away from planning Read more