Introduction The first investment option we will look at is investing in small businesses. The drive for entrepreneurship is leading to the creation of many new companies every now and then. It is on record that about 12,000 new companies are registered in China every day. The global interest in Read more…
Where to Invest: A Summary of Some Good Investment Options Having understood why you need to invest your money and where to get money for investment, we must take a cursory look at the different investment options you should consider. After you have gone through the discipline of saving money Read more…
Having looked at the reasons why investing your money should be a priority, it is essential to take some time to understand how you get the money for investments. Investment presupposes saving and saving presuppose that your expenses are lower than your income. The question then is, how do you Read more…
Why Do I Need to Invest My Money? Irrespective of the current value of their assets, everyone wants more money. As we grow, our needs grow with us, and so do our expectations from life. The more the expectations, the more the goals we have to achieve, and the higher Read more…
I want to use this opportunity to say a happy new year to all the readers of this blog. A new year offers us fresh opportunities to rethink our priorities, evaluate our plans, and the overall direction of our lives. Before the end of 2019, I wrote an article on Read more…
Tidying up Your Finances As We Approach a New Year Many excitements accompany the approach of a new year. One reason for this is the holidays. The holidays provide an opportunity for us to spend time with family members who live in different places. The period leading to a new Read more…
Factors to consider before buying a home Introduction Buying a home is one of the key financial decisions that most people will have to make at one time in their lifetime. We have already addressed the question of whether you should buy a home or rent a home. In this Read more…
Introduction Shopping around is a term that any student of personal finance must have read or heard at one time or the other. It means that before you make any purchase, you should consider and evaluate different deals, offers, and options. The basic thrust is that the first option is Read more…
Should you buy Adjustable Rate Mortgages (ARM)? Before the economic crisis that started in 2008, ARMs were an important part of the mortgage industry. In the United States, they constituted 49.7% of all mortgage deals. However, by 2009, they were only 2.8% of all mortgage deals. As the economy has Read more…
Introduction The decision to buy or rent a house is one of the decisions that every adult will have to make at one point or the other. It is one of those decisions that tend to involve more factors than just the financial sense of the decision. There are personal, Read more…